AA Apex Mechanical Breakdown Warranty
Don’t let mechanical repair shortfalls stall your journey.
Drive with Confidence. Maximum Top-Up Protection for the Road Ahead.
Unexpected mechanical or electrical failures are stressful enough—but discovering your standard warranty doesn’t cover the full repair bill is a whole different bump in the road. AA Apex is our flagship mechanical breakdown warranty top-up product, specifically designed to bridge the financial gap. Running alongside your existing underlying policy, it covers the shortfall between their payout limits and the actual cost of repairs so you aren’t left out of pocket.
Up to R15 000 for mechanical breakdown claims.
Up to R15 000 for sudden electrical failures.
Up to R6 000 extra cushion for wear & tear cover.
Up to R2 500 additional unlisted component cover.
24 Months of comprehensive top-up protection.
Unlimited Mileage peace of mind for two full years.
Mechanical & Electrical
When major components fail, standard warranties often fall short. AA Apex steps in to pay the difference up to R15 000 per claim category, keeping your out-of-pocket costs at zero.
Wear & Tear Protection
Gradual performance loss shouldn’t break the bank. If your underlying warranty accepts a wear and tear claim, AA Apex tops it up by up to R6 000 (limited to 2 claims after a 3-month waiting period).
AA Taxi After Tow
If a breakdown leaves you stranded on the roadside, we won’t leave you behind. Get a swift, safe taxi ride for you and your passengers to a single destination, covered up to R200 per incident.
AA Roadside Security
Absolute peace of mind when you need it most. Access 24-hour armed response security to guard you, your passengers, and your vehicle while waiting for a tow in major metropolitan areas.
Backed by over a century of AA trust.
The AA Apex plan is underwritten by Centriq Insurance Company Ltd — a licensed non-life insurer and authorized Financial Services Provider (FSP No. 3417). This product is managed by Advantage Motor Protector (Pty) Ltd (FSP No. 45942), the expert underwriting manager behind all AA Warranties products.
When you claim, you deal with a team that’s been protecting South African motorists for generations.
Frequently Asked Questions
What vehicles are eligible?
Passenger, 4×4, and light commercial vehicles (GVM under 3 500 kg) that are less than 10 years old and have travelled fewer than 200,000 km at policy inception. Vehicles must be locally manufactured or imported with a minimum 12-month local manufacturer’s warranty.
What exactly is a top-up warranty?
AA Apex runs in conjunction with an active underlying mechanical breakdown policy from any recognized, regulated warranty supplier. It takes care of the financial gap between your underlying policy’s limits and the actual cost of parts and market-related labor charges.
How long does cover last?
Your AA Apex cover is valid for a full 24 months with completely unlimited mileage during the policy term.
How do I submit a claim?
Report your claim to the Claims Department within 5 days of the incident. Call 0860 267 267 (weekdays 8am–5pm), email claims@ampwarranty.co.za, or log it online at www.aawarranties.co.za/claims. Make sure you have your underlying policy wording and their approved repair quote handy!
Are there servicing rules I need to follow?
Yes. To keep your cover active, you must service your vehicle at a franchise dealer, manufacturer-approved, or AA-approved facility according to the manufacturer’s intervals (or at least once a year). A service run-over of 1,500 km or 30 days is permitted.
This page provides a summary of benefits for information purposes only and does not supersede the Policy terms and conditions. In the event of any discrepancy, the full Policy wording will prevail. All amounts include VAT. Underwritten by Centriq Insurance Company Ltd (Reg. No. 1998/007558/06), FSP No. 3417. Administered by Advantage Motor Protector (Pty) Ltd, FSP No. 45942.